Record completeness and purification worksheets, without religious rulings.

Data used

• 8 sample Zakat record categories
• 5 marked complete
• 3 marked missing

Formula

Readiness percentage = floor(complete records / total records x 100)

Calculation

floor(5 / 8 x 100) = 62%

Assumptions

• Each category is weighted equally in this first slice
• Completeness means the record exists; it does not confirm a religious ruling

Missing data

• Private business assets
• Money owed to you
• Hawl anniversary date

Safe next step

Add the missing record categories, then compare the result with your chosen Zakat method.

Data used

• 4 mock dividend rows
• Mock non-permissible revenue ratios for each holding

Formula

Estimated purification = dividend received x non-permissible revenue ratio

Calculation

£180 x 7% + £120 x 5% + £164 x 8% + £178.50 x 8% = £46

Assumptions

• Ratios are sample values and may not match a scholar-approved screen
• Only recorded dividends are included

Missing data

• Current screening provider evidence
• Exact non-permissible income ratios
• Scholar or methodology preference

Safe next step

Use this as a worksheet and compare it with qualified Shariah guidance.

Data used

• 5 mock holdings
• Evidence statuses: current, stale, missing and unverified

Formula

Evidence review count = holdings where status is not current

Calculation

VWRL stale + SUK2 missing + ISDW unverified = 3 holdings to review

Assumptions

• Current evidence means a source has been attached in the record
• A current record does not guarantee a Shariah outcome

Missing data

• Screening date
• Screening provider
• Annual report source links

Safe next step

Attach the evidence source for each holding and compare it with your preferred methodology.