Disclaimer

1. Not Financial Advice

The content provided on Zeenox is for educational and informational purposes only. Nothing on this website constitutes:

• Financial advice
• Investment advice
• Tax advice
• Legal advice
• A recommendation to buy, sell, or hold any security

You should always conduct your own research and consult with qualified financial advisors, accountants, and legal professionals before making any investment decisions.

2. Shariah Compliance Disclaimer

Our Shariah screening is based on publicly available financial data and commonly accepted Islamic finance screening criteria. However:

• We are not a certified Shariah board or Islamic finance authority
• Screening criteria may vary between different scholars and schools of thought
• Company activities and financials change over time
• Data may have delays or inaccuracies
• Some business activities may not be fully disclosed in financial reports

You should consult with a qualified Islamic scholar or Shariah advisor to determine if specific investments align with your personal religious beliefs and interpretation of Islamic finance principles.

3. Data Accuracy

While we strive to provide accurate information, we cannot guarantee the accuracy, completeness, or timeliness of any data displayed on this website. Our data comes from third-party sources including:

• Yahoo Finance for stock prices and financial data
• Public company filings and reports
• Third-party Shariah screening databases

Data may be delayed, incomplete, or contain errors. Always verify information from multiple sources before making investment decisions.

4. AI-Generated Content

Our AI analysis features use artificial intelligence to generate educational insights and Shariah compliance data. This AI-generated content:

• May contain errors or inaccuracies
• Should not be relied upon as the sole basis for investment decisions
• Is not a substitute for professional financial advice
• May not account for your personal financial situation

5. Investment Risks

All investments carry risk. You could lose some or all of your invested capital. Specific risks include:

• Market Risk: Stock prices can fall due to market conditions
• Company Risk: Individual companies can fail or underperform
• Currency Risk: International investments may be affected by exchange rates
• Liquidity Risk: Some stocks may be difficult to sell quickly
• Regulatory Risk: Changes in laws can affect investments
• Shariah Risk: Companies may change activities affecting compliance

6. Calculator Limitations

Our calculators (Zakat, Purification, Tax, Portfolio Growth) are provided as estimation tools only:

• Results are approximations and may not reflect your actual obligations
• Tax calculations are simplified and may not cover all scenarios
• Zakat calculations should be verified with a qualified Islamic scholar
• Always consult professionals for accurate tax and religious obligations

7. No Guarantees

We make no guarantees or warranties about:

• The performance of any investment
• The accuracy of Shariah compliance assessments
• The availability or uptime of our service
• The suitability of any information for your circumstances

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Links do not imply endorsement.

9. Affiliate Disclosure

We may earn commissions from affiliate links and partnerships with brokers or financial services. These relationships do not influence our editorial content or stock screening methodology.

10. Limitation of Liability

11. Your Responsibility

By using our services, you acknowledge that:

• You are solely responsible for your investment decisions
• You will conduct your own due diligence
• You will seek professional advice where appropriate
• You understand and accept the risks of investing
• You will verify Shariah compliance with qualified scholars

12. Regulatory Notice

Zeenox is not authorised or regulated by the Financial Conduct Authority (FCA) under the Financial Services and Markets Act 2000 (FSMA). We do not carry on any regulated activity as defined in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001. We do not provide regulated financial advice, portfolio management, or dealing services. For regulated investment advice, please consult an FCA-authorised financial adviser. You can verify FCA authorisation at register.fca.org.uk.

13. Contact

If you have questions about this disclaimer, please contact us at: