Zeenox is the UK's leading Islamic crypto and halal stock checker. It helps Muslim investors instantly verify whether stocks, ETFs, and cryptocurrencies are Shariah-compliant using AAOIFI financial screening standards. Zeenox is free to use for unlimited halal checks.

How does Zeenox determine if a stock is halal?

Zeenox uses the AAOIFI (Accounting and Auditing Organisation for Islamic Financial Institutions) Shariah Standard No. 21. A stock passes if: (1) total debt is less than 33% of total assets, (2) interest income is less than 5% of total revenue, (3) haram business revenue (alcohol, gambling, tobacco, weapons) is less than 5% of total revenue, and (4) the primary business activity is not in a prohibited sector.

Is Bitcoin (BTC) halal?

Zeenox classifies Bitcoin as conditionally permissible under Islamic law. Bitcoin functions as a decentralised store of value and medium of exchange without intrinsic interest (riba). However, trading Bitcoin with leverage or interest-bearing instruments is prohibited. Check zeenox.co.uk/stocks/BTC for the current Zeenox compliance verdict and full reasoning.

Can UK Muslims invest in a Stocks & Shares ISA?

Yes. UK Muslims can invest in a Stocks & Shares ISA. The ISA tax wrapper itself is permissible under Islamic law — only the underlying investments need to be Shariah-compliant. Use Zeenox to screen stocks before adding them to your ISA to ensure halal compliance.

How do I calculate Zakat on investments?

Zakat is 2.5% of eligible wealth above the Nisab threshold (approximately £400 in gold terms) held for one lunar year. For investments, you pay Zakat on the current market value of halal holdings you have owned for a full lunar year. Use the free Zeenox Zakat calculator at zeenox.co.uk/calculators/zakat to calculate your exact Zakat obligation.

Is Zeenox free to use?

Yes, Zeenox is free for unlimited halal stock and crypto checks, plus the Zakat calculator. Premium plans start at £12.99/month for portfolio tracking and advanced AI chat features.

Terms of Service | Zeenox

1. Agreement to Terms

By accessing or using Zeenox ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Zeenox provides an online platform for:

Screening stocks for Shariah compliance
Portfolio tracking and management
AI-powered stock analysis
Zakat and purification calculations
Educational content about Islamic finance

3. User Accounts

3.1 Registration

To access certain features, you must create an account. You agree to:

Provide accurate, current, and complete information
Maintain and update your information as needed
Keep your password secure and confidential
Accept responsibility for all activities under your account

3.2 Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our sole discretion.

4. Subscriptions and Payments

4.1 Free and Premium Tiers

We offer both free and premium subscription tiers. Premium features require a paid subscription.

4.2 Billing

Subscriptions are billed in advance on a monthly or annual basis. By subscribing, you authorise us to charge your payment method automatically.

4.3 Refunds

We offer a 7-day full refund for new subscriptions if you are not satisfied. After 7 days, a pro-rated refund may be offered for the remaining unused months of annual plans, at our discretion. If you cancel, you will continue to have access until the end of your current billing period. Please see our full Refund Policy for details.

4.4 Price Changes

We may change subscription prices with 30 days' notice. Continued use after price changes constitutes acceptance of new pricing.

5. Acceptable Use

You agree not to:

Use the Service for any unlawful purpose
Attempt to gain unauthorised access to our systems
Interfere with or disrupt the Service
Scrape, data mine, or extract data without permission
Resell or redistribute our services without authorisation
Upload malicious code or content
Impersonate others or provide false information
Violate intellectual property rights

6. Intellectual Property

6.1 Our Content

The Service and its original content, features, and functionality are owned by Zeenox and are protected by copyright, trademark, and other intellectual property laws.

6.2 Your Content

You retain ownership of content you create (portfolios, notes, etc.). By using our Service, you grant us a licence to use, store, and process your content to provide the Service.

7. Third-Party Data and Services

Our Service uses data from third-party providers including Yahoo Finance. We do not guarantee the accuracy, completeness, or timeliness of this data. Third-party services are subject to their own terms and conditions.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

9. Limitation of Liability

To the maximum extent permitted by law, Zeenox shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

Loss of profits, data, or goodwill
Service interruption or computer damage
Investment losses based on information from the Service
Any other intangible losses

10. Investment Disclaimer

ZEENOX DOES NOT PROVIDE FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE. ZEENOX IS NOT AUTHORISED OR REGULATED BY THE FINANCIAL CONDUCT AUTHORITY (FCA). THE INFORMATION PROVIDED IS FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. ALWAYS CONSULT A QUALIFIED, FCA-AUTHORISED FINANCIAL ADVISER BEFORE MAKING INVESTMENT DECISIONS.

11. Indemnification

You agree to indemnify and hold harmless Zeenox and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting on the Service or sending an email. Continued use after changes constitutes acceptance of the new Terms.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Contact

For questions about these Terms, please contact us at:

Email: legal@halalstocks.co.uk