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Investment Tax Calculator

Estimate UK Capital Gains Tax and Dividend Tax on your investments

Tax regime:

Tax Year 2024/25 Rates

CGT Allowance: £3,000 | Dividend Allowance: £500

Your Tax Band

Select your income tax band to calculate the correct rates

Capital Gains

Profits from selling stocks outside ISA/SIPP

£

Total profit from selling investments this tax year

£

Losses can offset gains (carry forward unused losses)

Net Gains:£0.00
Less Allowance:-£3,000.00
Taxable @ 10.00%:£0.00
CGT Due:£0.00

Dividend Income

Dividends received outside ISA/SIPP

£

Total dividend payments this tax year

Less Allowance:-£500.00
Taxable @ 8.75%:£0.00
Dividend Tax Due:£0.00

Tax-Efficient Wrappers

Investments in ISA and SIPP are tax-free

£

Max £20,000/year - no tax on gains or dividends

£

Max £60,000/year - tax relief on contributions

Estimated Tax Due

£0.00

Capital Gains Tax:£0.00
Dividend Tax:£0.00

Tax Rates 2024/25

Capital Gains Tax

Basic: 10% | Higher: 20%

Dividend Tax

Basic: 8.75% | Higher: 33.75%

Allowances

CGT: £3,000 | Dividend: £500

Tax-Saving Tips

  • •Use your ISA allowance (£20k/year)
  • •Contribute to SIPP for tax relief
  • •Realise gains up to allowance annually
  • •Offset losses against gains

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Disclaimer

This is an estimate only. Tax rules are complex and depend on individual circumstances. Consult a qualified tax advisor for personalised advice.

Shelter Future Gains — Open an ISA

Ready to get started? Here are platforms we recommend.

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